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Those who have opened an account with PayPal will need to link their Mir card to PayPal at the next stage. This measure is optional. However, without it, your virtual wallet will be incomplete and will not give you complete freedom in making transactions. Your status will be at the lower level, which will not provide sufficient security for transactions, and the speed of operations will be far from the maximum possible level. It is worth confirming the card with PayPal, and the situation will change for the better.
Which card to link?
Not any plastic is suitable for creating a tandem. The payment service does not accept a card if it belongs to an institution unknown to it. Since the PS functions legally in the Russian Federation, many banks have agreed to cooperate with it. At the moment there are about 30 of them. If you are deciding how to link a card to PayPal, be sure to check whether the bank in which it is registered is included in the list of partners of the American service. Plastic media are most suitable:
If you decide to open a PayPal account and link a bank card to it, please note that the interface of the registered wallet will show which options are suitable. You can also call the service hotline, where they will tell you which cards you can link to the American payment system.
Tip: when you study the issue, ask about the commission that some financial institutions charge for the operation. It is better to bind plastic to PayPal, the use of which in the service will not require the deduction of additional interest for each offer.
If you choose the best card, then you will not only not pay commissions, but you will also be able to delight yourself with regularly received bonuses and discounts for actions related to PayPal.
How to bind
The procedure for linking plastic to PayPal in Russia is the same as in other countries. As soon as you go to the official PS website, you will need to select the type of plastic. The system will offer you: 
- Maestro;
- MasterCard;
- Visa;
- American Express.
As you can see, the connection of a purely Russian banking product such as Mir is not provided in the service. PayPal does not accept it, so if you have nothing else, contact the bank and issue a card of the desired type. Also note that each of the listed types has subtypes. Not all of them can become attached. So, from MasterCard Internet, Mass and Gold are suitable; from Visa: Platinum, Gold, Classic, Virtuon and Internet.
To connect a banking product to a payment service, follow the standard scheme:
Next, the service will have to check the entered data for compliance with the previously entered information about the owner of the wallet. To do this, $ 1.95 will be taken from your account, which will be returned to the balance in about a day. To avoid problems with registration, check the availability of funds on plastic in advance. In addition to the specified $ 1.95, it must contain the money necessary to pay the bank's commission for the operation. With zero balance or insufficient funds, verification is impossible.
An important point: before confirming the card, make sure that the address that you indicated when filling out the electronic form corresponds to the previously entered data. If the house number or street number does not match, the wallet may be blocked, suspecting a fraudulent attack.
Where to find the verification code
The plastic carrier of funds will be linked to the PS, after entering a special confirmation code, which will be sent to the phone indicated in the form in the form of SMS. Also, the required numbers can be found in your personal account on the bank's website in the report on the transaction performed.
The verification code will look something like "PP * 5678CODE". You need to drive only numbers into the form, that is, "5678", and then click "Confirm card".
How the card is unlinked from PayPal
In the American service, cards can be tied and, if necessary, untied. To do this, do the following:
- go to your PayPal account;
- find the tab "Account" and click on it;
- choose the required plastic from the list;
- click on "Delete".
A linked card will not be unlinked if its balance is negative. Also, it will not be possible to remove it from the list if an offer is made on it or if it is a bank reserve for a recently made instant payment.
For what reasons it may not work to link the card
On the forums of payment systems, you can often encounter a problem that sounds something like this: “I act strictly according to the instructions, but I cannot link the card, the system does not accept it. What to do?"
The reasons are usually as follows.
A huge number of payment systems today help us to carry out financial transactions of all kinds: payments for utilities, loans, telephone, Internet. The most common operation, according to statistics, is a transfer from a wallet to a credit card. This is done on different platforms: Qiwi, WebMoney, Yandex Money. It is also possible to link the card to PayPal.
Sign in to PayPal
If you are not registered in the resource, then be sure to do this by entering your e-mail information, country of registration and coming up with a password.
After confirming your email, it is already possible to enter your personal account. To do this, enter your username, which is email, and the password you have invented.
After that, you will be taken to the main page, which contains all the resources of the resource. Above you can find menu buttons that lead to overview, history, sending and receiving funds, account details and offers.
On the left, data on the amount of money in your wallet is written. The linking of the card to PayPal will begin when you click the "Bank Accounts and Cards" button.
Adding a map
In order to add a card to PayPal, you must have a valid card and an active account in the payment system. First, click on the appropriate button in the cards menu - "Add card".
After that, a window will pop up in front of you, on which you will need to enter several data.
- Card type. It can be MasterCard, Visa, Maestro, Discover, American Express. Only some services support as many types of cards as PayPal.
- Card number. It is 16 digits on its obverse.
- Until what date is the card valid.
- Security code. These are the three numbers on the back of the credit card next to the signature area.
- Your residence address.
In order to link the card to PayPal, enter all the data and click the "Save" button. Make sure to enter the numbers correctly: however, otherwise the system will not allow you to continue the operation.
As a result, you get a ready-made lot in the appropriate department, from where you can manage your finances. By the way, you can link the Kukuruza card to PayPal in the same way, because it is based on the MasterCard money system.
PayPal gives you the option to add all your cards to it.
There are a few more steps to take to start using the linked credit card fully and to complete the add operation. First, make sure that you have a certain amount on your card account (about 60 rubles).
Card confirmation
Here we turn to the question of how to verify a card with PayPal:
- Click on a card to open information about it.
- Click on the "Confirm" button.
- After that, a certain amount will be debited from your account and transferred to your wallet.
- When you receive an SMS stating that the money has been debited, it will contain a similar code: PP * 1234.
- Press again "Confirm", you will be prompted to enter numbers. Enter the code from SMS.
This is how the card is confirmed in the PayPal system. As you can see, everything is very simple, the only thing - do not forget to connect SMS banking to receive a message with a code on your phone.
Bank account
That's not all that can be done: let's look at the following method on how to link an account to PayPal. It's about a bank.
The whole process takes place on the same page as the process of working with cards. Click on the "Add Bank Account" button to start the process.
By the way, this function is necessary in order to fully withdraw and put money on the wallet.
Additional Information
The PayPal system has a huge number of functions, and the main drawback is only one - in Russia and the CIS countries, far from all the possibilities of the service operate.
For example, America or England use PayPal fully. For us, other payment services are more suitable. However, PayPal is truly one of the safest. All your transactions are accompanied by the protection of the company and in disputable situations you can always declare to a special department that will consider your transaction, and if you are recognized as an injured party, you will be provided with compensation from the counterparty or at the expense of the payment system itself.
Linking PayPal to Sberbank: Video
Using various payment systems, payments for purchases are made all over the world. The most popular payment system is PayPal. This system has a multi-level security system, which is combined with a simpler one, for example, as an identifier in which you can use the email address specified during registration. Relatively recently, such a unique server became available to people living in the CIS countries.
At the very beginning, it became possible to only link a card, which made it possible to make purchases in different online stores. Quite recently, for example, in Russia, it became possible, in addition to shopping on the Internet, to withdraw funds. Let's talk about the details of this system to find out exactly how you can link a Sberbank card to PayPal.
Which modules are considered suitable for binding
First, you need to know which card is required for PayPal. For example, the use of such cards as Visa "Standard" or Classic, which are electronic credit cards, in such cases will be useless. Therefore, attempts to link Sberbank's Visa cards to PayPal simply will not give any result. If only the Electron credit card exists, which, by the way, is considered one of the best to use in Sberbank, it is better to spend the funds on such a card on creating another card.
The binding process
It is necessary to disassemble the entire linking process step by step and see how exactly you can get PayPal to work with Sberbank cards.
How to shop
In order to make a purchase, first you need to find a specific store that accepts payment through this payment system, then you need to click "Buy" or "Buy". Then you just need to enter the e-mail box number, after which the funds will be automatically debited from the card or account. The main advantage of this service is the service called "Dispute". For example, if the seller sent you a poor-quality product, there is always an opportunity to get your money back. Funds are debited from the seller's account or from the reserve of the service itself, if the buyer is right. Above, we have already listed the credit cards that PayPal accepts.
The presence of an electronic wallet in the online service makes it possible to simplify the procedure for transferring payments, as well as paying for goods purchased online. If you work with the Paypal debit system, then you need to familiarize yourself with how to link a Sberbank card to Paypal and how you can withdraw funds from an electronic wallet to a card.
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Which card to choose for binding
Before attaching your bank card to your Paypal electronic account, we will consider the issue of choosing it. Sberbank of Russia issues various types of cards. If you want to pay for purchases online, as well as withdraw money from the Paypal electronic wallet, you must choose the right card. For normal work with a Paypal account, the user must have a debit or credit card of the Classic, Standard or higher type.
Electron and Maestro accounts do not work with the American debit system.
In this case, the owner of the Sberbank card must activate the mobile information service in advance.
Internet user OLGA RA made a video, which describes in detail the process of linking one account to another.
Step-by-step instructions for binding a map
If during registration you did not link the card immediately or you need to add another one, then:
- Go to the site of the payment resource and log in with your username and password.
- In your personal account or in the "Account" tab, you need to select the "Add card" item.
- The system will open a form in which you need to fill in the cardholder's data, number, type and expiration date of the card. Plus the code on the back and the billing address.
- After filling in the fields, click "Add card". An additional form will appear in which you need to check and confirm the correctness of the entered data.
- After successfully completing the linking procedure, the system will automatically withdraw $ 1.95 from the user's account.
1. Enter your account information into the form on the website 2. A window will open in which the user specifies all the data
Card confirmation
The financial institution will send the withdrawal information to the account holder's mobile number. The message will come in PP * 9876Code format and will contain a code to confirm the payment. The procedure must be performed no later than three days after sending the SMS. Go to your personal account, here the system will warn you that the user needs to bind an email address and a card. To confirm, enter the password in the appropriate field, only numbers are indicated. After that, the debited funds will be returned to the balance.
Purchase process
The procedure for purchasing goods looks like this:
- Look for products that interest you. After making a choice, move the item you want to pay to the cart. Go to the appropriate menu and click on the "Check out with PayPal" button.
- The system will issue an invoice to the user to pay for the goods. The total invoice amount is indicated in the Total section. To make a payment, the user must be authorized on the site. To do this, enter your email address with a password in the form on the right. Then click on the authorization button.
- After logging into the account, the user will be able to indicate the address to which the goods will be delivered, as well as the account number from where the funds are debited for payment. After selecting all the parameters for the purchase and delivery of products, click on the "Pay now" button. As a result, the system will immediately write off the funds from the account, and the purchase will be paid.
The Internet Payment Systems Channel provided a video showing the procedure for linking a Sberbank card to Paypal.
Can I withdraw money from Paypal to an account with Sberbank?
To perform an operation, follow these steps
- Log into your account on the Paypal website or register an account.
- Open an account with a banking institution. To do this, go to the "Account" section and enter the information in the window that opens. You need to enter your card number, information about the owner, as well as the name of the bank and its BIC. The information that you need to provide can be obtained from the nearest branch of Sberbank or from the official website of mobile banking.
- When the account is confirmed, go to your account and find the "Withdraw" button. A window will appear where you must indicate that finances are being transferred to the card in the bank. The amount of the transaction is entered. When the user confirms the transaction, the money will be transferred to a bank account.
Terms of admission and commissions
Paypal does not charge users a transaction fee.
During one operation, the user can use one currency wallet. The site has set a limit on the minimum transfer amount - 300 rubles. Paypal service works with currency conversion. Accordingly, if you withdraw dollars from your account, the ATM will issue rubles at the service rate. Payment terms vary around 5-7 business days.
Now Internet users actively use virtual wallets, which is very convenient. Sberbank of Russia, taking care of its customers, provided an opportunity to replenish wallets via the Internet.
This raises the question of how to top up Paypal through Sberbank Online.
It is possible to attach a Sberbank card to a virtual wallet if the holder of both the magnetic carrier and the wallet is one person. Not every tool seems to be able to be attached to the page.
A finance transaction is possible with both debit and credit cards. Preference is given to credit cards, since a negative exit is possible.
In order for the attachment operation to proceed correctly, it is necessary to make sure that the procedure is possible. Check this information with the manager of the organization. Visa Electron plastic is not suitable for these purposes.
Magnetic Media Binding Procedure
In order to bind, you should:
- register in the service and log in using your username and password;
- make sure that the Mobile Bank is linked to the instrument.
Next, on the personal page, find the "Account" category. Then click on "Add card". The service will ask you to enter the numbers of the instrument, its validity period and type. After saving the specified information, a form for filling out will open. Enter the security code.
If the account from which the finances will be debited is ruble, then the exchange of currencies will take place automatically.
The system will double-check the specified information within 4 days. After verification, an SMS with a code will be sent to the linked cell. This is a confirmation of the actions being taken. A new one will appear in the "Bank Cards" section.
Withdrawing money from Paypal to a Sberbank card
To send finances to magnetic media, go to the official resource of the virtual wallet. On the main page, click on the "Withdraw" tab, and then on "Transfer to a bank account". Indicate the desired amount and wait for the receipt of finance. The withdrawal of finance takes place within 5-7 days.
Difficulties of working with the system for Russians
Working in this service involves going through the identification procedure. To do this, provide a passport or other documents. It will be enough for the user to simply bind the magnetic medium to the page and confirm the write-off of a symbolic amount from the instrument.
Today, not all banks work with this payment system, so you can link the card, not the account. Or the system simply does not activate the account.
How to top up Paypal through Sberbank at the exchange point?
An exchange point is an electronic exchanger. A convenient service is Wikidoney. The algorithm for working with the exchanger is as follows:
- the currency is selected and what the exchange will be made for;
- the system selects all suitable items for the procedure and highlights them;
- go to the resource offered by the system;
- on the page that opens, indicate all the necessary information.
As you can see, linking a card is not at all difficult. You just need to follow the instructions and double-check the entered data. Paying for purchases on the Internet using a virtual wallet is not only convenient, but also safe.
